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XRP price prediction after Ripple unlocks remaining 31.1 billion tokens

November 8, 2026 2 min readBy Finbold
XRP price prediction after Ripple unlocks remaining 31.1 billion tokens

XRP could reach $7 by 2035, when Ripple is projected to exhaust its remaining 31. 1 billion escrowed tokens, according to a ChatGPT price prediction. The forecast places XRP considerably above its press-time price of $1.

16, with ChatGPT projecting a base-case range of $5 to $8 by 2035. The AI model noted that stronger institutional demand could push the cryptocurrency towards $12 to $20, while limited adoption and persistent supply pressure could leave it between $1. 50 and $3.

50. Assuming approximately 95 billion XRP are circulating by then, a $7 price would imply a market capitalization of $665 billion. The bullish $20 scenario would put its valuation at approximately $1.

9 trillion. ChatGPT’s $7 target considers institutional adoption, cross-border payment demand, exchange-traded fund (ETF) investment, and increased activity on the XRP Ledger. XRP price prediction.

Source: ChatGPT Its base-case forecast places XRP between $3 and $5 in 2030, $4 and $6 in 2032, and $5 and $8 by 2035. The bearish scenario ranges from $1. 50 to $3.

50, while stronger adoption could support a rally towards $20. How much XRP remains in Ripple’s escrow? Ripple initially locked 55 billion XRP, or 55% of its 100 billion maximum supply, in escrow in December 2017.

Following the November 1 unlock, approximately 31. 1 billion XRP remained locked, according to XRP Insights. This means 23.

9 billion tokens have left escrow on a net basis. Notably, Ripple unlocks up to 1 billion XRP monthly but typically re-escrows 70%. Over the past 12 months, 12 billion XRP were unlocked, 8.

4 billion re-escrowed, and 3. 6 billion released on a net basis. Existing escrow contracts extend to July 2029, when the final scheduled unlock is expected to release approximately 100 million XRP.

However, continued re-escrowing extends the overall depletion timeline. At an average net release of 300 million XRP monthly, the remaining 31. 1 billion could last another 104 months, putting projected depletion around July 2035, assuming Ripple maintains its current policy.

XRP price analysis By press time, XRP was trading at $1. 16, having corrected by a modest 0. 6% in the past 24 hours, while on the weekly timeline the digital asset is down 7%.

XRP seven-day price chart. Source: Finbold Technically, XRP is below both its 50-day simple moving average (SMA) of $1. 38 and 200-day SMA of $1.

27, indicating persistent bearish momentum. The price remaining below these key averages suggests sellers retain control, with the 50-day SMA also sitting above the 200-day SMA, reinforcing the negative technical outlook. Meanwhile, the 14-day relative strength index (RSI) stands at 31.

57, approaching the oversold threshold of 30. This suggests selling pressure is becoming stretched, potentially creating room for a short-term recovery. Featured image via Shutterstock

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